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1. What is Supplemental Security Income (SSI)? (2020) - YouTube
Channel: unknown
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- [Narrator] What is SSI?
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A Griffin-Hammis Production,
Tailored for Idaho.
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- I'm really confused
about this SSI thing.
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It's a bit of a mystery.
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- [Narrator] Well, we
can easily clear that up.
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SSI stands for Supplemental
Security Income.
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It's a program that's
run by social security.
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If you're eligible for SSI,
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social security gives you money each month
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to help you pay for things
like food, rent, and utilities.
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Most people who get SSI also
get a low-cost health insurance
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called Medicaid.
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- Oh. So that's what SSI is.
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Well, who can get it?
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- [Narrator] Great question.
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If you have a disability,
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you may be able to get SSI.
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To be eligible,
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you must also have low
assets and low income.
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- Huh, I do have a disability and
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I don't have very much money.
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- [Narrator] Well, you may
already be receiving SSI
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and, if not, you may be eligible.
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Let's look at the three
requirements one at a time.
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First, you have to meet
social security's definition
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of disability.
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Now, they have some pretty
specific rules for this
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like your disability must
be severe, long-term,
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and limit your ability to work.
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If you're under 18,
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rather than looking at work,
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social security looks
at how your disability
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limits daily activities.
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- I'm pretty sure I meet their
definition of disability.
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- [Narrator] Great.
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Let's look at the second requirement.
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Your assets must be below
$2000 or below $3000
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if you're married.
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- What are assets?
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- [Narrator] Assets are the things you own
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like a house, a bank account or a car,
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but not all your assets count.
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For example, if you own
the house you live in,
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it won't count.
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And a car you use for
transportation won't count either.
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If you're under 18, some of
your parents assets may count.
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- Okay, I think I've got it so far.
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So, what's the third requirement?
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- [Narrator] The third requirement is that
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your monthly income must be below $783
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or below $1175 if you're married.
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- Huh. Well, what exactly is income?
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- [Narrator] Income is money
you receive like a paycheck
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from work or a social
security disability benefit,
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but not all your income counts.
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For example, if you have wages,
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social security only
counts about half of it
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and if you have unearned income,
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like a social security disability benefit,
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they don't count $20 of it.
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After the deductions,
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if your income is below the limit of $783
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or $1175, you may be
eligible for some SSI.
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If you're under 18, some of
your parents income may count.
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- All right.
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Now that I know what the
three requirements are,
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how can I find out if
I'm already getting SSI?
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- [Narrator] It's easy.
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Just call social security at
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1-800-772-1213 and ask
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or you can log in to
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ssa.gov/signin
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to see what you get.
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- Great, I'll totally check that out.
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If I'm not getting SSI, how do I apply?
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- [Narrator] You can apply for SSI
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at a social security office
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or by calling 1-800-772-1213.
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- Awesome.
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Now I understand what SSI
is and who can get it.
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- [Narrator] I'm glad we
solved this mystery for you.
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You can learn even more
about SSI at ssa.gov
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Read the publication titled
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"You May Be Able to Get SSI" or
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"What You Need to Know When You Get
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"Supplemental Security Income"
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Knowledge is power.
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Take time to learn more about SSI.
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