Chime Banking Bonus - Earn $100 FREE Money in 15 Mins (Step by Step) - YouTube

hey guys it's pilar and in this video i'm going  to show you how i recently received a 100 chime  

banking bonus in under 15 minutes and how i got  around the direct deposit requirement i'm gonna  

show you all of that step by step here in this  video as well as how to earn up to one thousand  

dollars in chime bank referral bonus money per  year let's get started so just a quick recap  

on why you would even want to sign up for a chime  banking account they are an online fintech company  

meaning they're not actually a bank but they do  offer you checking and savings accounts through  

the bancorp bank and stride bank and as with many  online banking apps some of chimes perks include  

a free checking account so you don't have to  worry about having a minimum balance requirement  

there are no monthly fees and no international  transaction fees there are over 60 000 fee-free  

atms all over the united states and if you do want  to use an of network atm they will charge you two  

dollars and fifty cents per transaction there  is fee free overdraft protection so with their  

spot me feature you don't have to pay fees for  certain transactions that overdraw your account  

chime will spot you up to 200 depending on  your account activity and history as well as  

other risk factors they have a high yield savings  account they also have a chime credit builder guys  

this is really important especially if you have  bad credit and you want to build up your credit  

and the only way to access this feature  is to unlock it by doing a direct deposit  

into your chime spending account of 200 i'm gonna  share with you exactly what i did to kind of  

bypass that a bit where i could earn my 100 chime  banking bonus as well as unlock this chime credit  

builder you also have access to early paycheck  direct deposit so you can get paid up to two days  

early and you will have the option of sending and  receiving money so peer-to-peer money transfers  

you can do it without having to pay any fees and  never pay instant cash out fees at the end of the  

day chime doesn't operate like a traditional bank  there are no physical locations but that's also  

one way that chime is able to keep their operating  costs low and they pass along these statements to  

you so if you don't have a chime banking account  chime is actually offering you a 100 sign up bonus  

right now but you have to do these two qualifying  actions the first one is you must sign up using a  

unique referral link you can use my chime referral  link down below underneath this video you must  

also make a direct deposit of 200 or more within  45 calendar days of opening the account once you  

do that the referral bonus amount will generally  be provided to you within two business days that's  

what happened to me but here's the thing if  you're like me and you don't have an employer  

to do a direct deposit or if you simply don't want  to go through the hassle of changing your current  

paycheck direct deposit then this can pose a  roadblock for you i'm going to share with you  

exactly what i did to overcome that so let's look  at what counts as a direct deposit for chime and  

according to chime a qualifying direct deposit is  a direct deposit from your employer your payroll  

provider gig economy payer or benefits payer  by ach deposit or original credit transaction  

many banks not only chime they do require a direct  deposit in order to receive the sign up bonus  

in general these types of payments come in on a  regular basis and it helps to ensure that the bank  

is receiving a steady stream of money now here is  what chime deems a non-qualifying direct deposit  

bank ach transfers basically if you're trying to  transfer money from your current bank into chime  

that is not going to count as an ach transfer pay  friends transfers verification or trial deposits  

from financial institutions none of these  peer-to-peer transfers such as from paypal  

cash app or vemmo mobile check deposits cash  loads or deposits one-time direct deposits such as  

tax refunds and other similar transactions  none of these are going to qualify for your 100  

chime banking bonus though in my chime bank  referral bonus experience i discovered that  

an ach deposit from an unsuspecting mobile grocery  app was enough to trigger the chime sign up bonus  

so i discovered that the ibotta app counts as  a chime direct deposit now i've spoken quite  

a bit on ibotta on this channel but as a quick  summary ibotta is one of the most frequently used  

grocery shopping rewards apps in the united  states to date more than 35 million people  

have downloaded the app i'm an avid user and i've  earned over four thousand six hundred and fifty  

dollars in cash back rewards in under two years  with ibotta recently i bought a rolled out a bank  

account option as a deposit method for cashback  rewards earned and on a whim i decided to link  

my chime checking account to my i bought a grocery  savings app i initiated a direct deposit transfer  

from ibotta to chime in the amount of 204. with  39 cents and lo and behold it qualified me for  

the 100 chime bank referral bonus now that i've  confirmed that the ibotta grocery savings app  

qualifies as a chime direct deposit i'll share  with you how to set this up for yourself so you  

can get the 100 chime banking bonus now the first  thing you want to do is you want to sign up for a  

free ibotta account you can download the free  i bought a mobile app or download the browser  

extension make sure to use promo code that you  see on the screen to receive upwards of twenty  

dollars in free cash now you want to actually  use the grocery savings app this is how you're  

going to accumulate enough cash back rewards in  order to do the banking transfer over to chime  

so find and add offers to your shopping list from  over 1 000 retailers in the ibotta shopping app  

do your regular grocery shopping then make sure to  scan your receipts and then you will earn ibotta  

cashback rewards on all eligible offers now per  chime bank referral bonus requirements you'll need  

to do a direct deposit of 200 or more to qualify  for the bonus and now while my i bought a promo  

code will help you get your initial free money  you'll still need to get up to 200 in cash back  

rewards before initiating a transfer to chime now  i will link a blog post down below where i outline  

eight ways to make money with ibotta feel free  to use that cheat sheet to quickly reach your two  

hundred dollars okay so now you want to link up  your chine bank account to your i bought a grocery  

savings app to withdraw your cash back earnings  so obviously you want to have your chime checking  

account ready it only takes a few minutes to set  up i promise it's really easy and you need to  

use an invite code in order to get the 100 sign a  bonus i'll link my unique special code down below  

now the next thing you want to do is you want  to go into your ibotta grocery savings app  

you want to tap on the account tab and then select  the withdraw cash option then select the add  

new bank account link search for chime bank using  the search bar and then simply add your chime bank  

checking account number and routing number and  they will connect to your ibotta account within  

literally 30 seconds hey real quick can you  smash that like button that really helps me  

out with this video alright so let's keep going  so once you've connected your checking account  

you can go back and select it to cash out your  ibotta earnings remember to cash out a minimum  

of two hundred dollars to your chime bank for  this to work properly so it did take me two days  

to receive my 100 chime bank referral bonus but  it only took me about 15 minutes to set this all  

up now do you do remember that this direct deposit  is also going to unlock the chime credit builder  

feature for increasing your credit score so if  that's something that's important to you then  

definitely make sure to do your qualified direct  deposit within 45 days of signing up to chime  

okay so you got your 100 chime sign up bonus now  let me share with you how you can make a lot more  

money so within your chime mobile banking app  you're going to find a special referral link  

unique to you you can use this link to invite  others to join you on chime each time someone uses  

your referral link to sign up you'll earn 100 and  your friend will also earn 100 in free money it's  

really a win-win situation now chime will give you  up to one thousand dollars in free referral bonus  

money to earn each year so if you have a spouse  or a partner and you want to quickly earn 300  

in referral bonuses you can simply use this very  very easy method use my special referral link down  

below that's going to earn you your first 100  then use your unique referral link to have your  

spouse sign up they'll earn 100 in the process  and you'll also be rewarded 100 for a total of 300  

invite more people for up to one thousand  dollars in chime bank bonus rewards per  

year hey guys if you've enjoyed this video please  do me a quick favor hit that like button subscribe  

to the channel and go make that money i'll see  you again in the next one take care bye bye