Cazoo CAR SUBSCRIPTIONS and Car Subscription COMPARISON UK - YouTube

Channel: DefinitelyNotAGuru

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hello folks so i was recently asked by a viewer聽 what i thought of the kazoo car subscription聽聽
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service and my response was i don't know but i'll聽 find out so this is me finding out okay so i've聽聽
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gone away and done a bit of research on Cazoo and聽 looked at their subscription service and i'm going聽聽
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to go through basically what that entails we're聽 then going to quickly revisit onto which is an聽聽
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electric car subscription service and i'll just聽 highlight a couple of differences between that聽聽
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and what kazoo offer and then we'll compare that聽 to a lease which if you like is a different kind聽聽
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of subscription service and then we're gonna have聽 a couple of examples at the end so you can see the聽聽
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difference in price and it's not an exact science聽 this but hopefully i'll point you in the right聽聽
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direction before we go any further give the video聽 a thumbs up i really really appreciate it when聽聽
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people do i need more of you to do it so please do聽 that thanks right so kazoo here say flexible all聽聽
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inclusive car subscriptions one monthly payment聽 all you need to do is add fuel the new alternative聽聽
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to car ownership and leasing included for one聽 monthly payment fully comprehensive insurance聽聽
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servicing and maintenance road tax 24 7 roadside聽 assistance thousand monthly miles add up to two聽聽
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additional drivers no hidden costs no paperwork聽 and five p offer every litre of fuel with shell聽聽
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total convenience will arrange your service聽 in mot insurance and more and flexible term聽聽
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lengths choose for a subscription length from聽 6 12 24 or 36 months no hidden costs we bundle聽聽
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everything you need into one great value package聽 new cars in stock today so because they have lots聽聽
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of their cars actually in stock so how it works聽 you find your perfect card choose your term length聽聽
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delivery or collection you have to pay for聽 delivery wikizoo it's 99 quid or you can collect聽聽
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from one of their customer centers for free and聽 there's a seven-day money-back guarantee if you聽聽
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change your mind will give you a full refund聽 right so it's a thousand miles a month but if聽聽
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you want to increase the mileage they've got a聽 couple of different levels you can go up to so聽聽
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you can increase it to 1500 miles a month that's聽 18 000 miles a year for 100 quid a month extra聽聽
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or 2 000 monthly miles so 24 000 miles a year for聽 200 pounds a month extra unlike car ownership you聽聽
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simply hand it back or keep it rolling so a bit聽 like a leash you'd generally just hand it back聽聽
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if you did want to extend at least you usually聽 can as well if you do decide to return the car聽聽
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we'll carry out an end of subscription check聽 your deposit be refunded subject to deductions聽聽
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for any damage much like a lease okay but聽 this one your your deposit is refundable聽聽
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am i eligible for a kazoo car subscription聽 you need to have a full uk driving licence聽聽
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your income will be checked then make sure you're聽 over 25 your credit history and credit score will聽聽
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be checked and you need to give details of your聽 motor convictions and claim history so you do聽聽
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need to check a few boxes and if you've got say a聽 poor credit history or a terrible driving history聽聽
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they may well say no you don't qualify then聽 you go on to the car search everything's in聽聽
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stock with kazoo so not necessarily at your local聽 kazoo center but it means they've got the car so聽聽
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it can get to you usually within a week or two聽 and the price you see here is the price you pay聽聽
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including the insurance and everything else now聽 they're not all brand new you see this one's got聽聽
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two and a half thousand miles on it this one's got聽 six thousand miles on it but most of them are new聽聽
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um possibly some extra demonstrators or like here聽 look one mile two miles it's like delivery mileage聽聽
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kind of stuff and i'm recording this video on聽 the 18th of january 2022 the prices are correct聽聽
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at the time i'm doing this by the time the video聽 comes out prices may have changed so do go and聽聽
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double check right this is the interesting聽 bit so obviously you've got that seven day聽聽
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money back guarantee calling off period which聽 is fine but the main difference here is with a聽聽
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car lease most companies will charge you at least聽 50 of the remaining payments owed on the contract聽聽
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some charge less but could still add up to a聽 significant sum of money especially if you want聽聽
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to cancel within the first year or two if you want聽 to cancel this kazoo subscription any time after聽聽
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the 14 day cooling off period there's a flat 500聽 pound early termination fee so that's really good聽聽
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that's a big sort of positive over-release however聽 you have to look at how much you might save on the聽聽
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lease and how likely you are to want to give that聽 car back early so if you sign up for two or three聽聽
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year deal realistically are you going to want to聽 give the car back before that obviously unforeseen聽聽
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events happen and everything else but are you聽 really likely to do that if so then maybe this聽聽
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is something to look at if not maybe you'd rather聽 save the money on the lease because it could well聽聽
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be that although it's only 500 quid to cancel this聽 after say a year into a three-year deal and on at聽聽
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least it might cost you a few thousand quid it聽 might be that you've saved quite a substantial聽聽
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amount of money by leasing but that's quite a good聽 benefit if the rest of the deal makes sense okay聽聽
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next we're just gonna have a very very quick look聽 at onto i did a video about onto there's a link聽聽
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to that up there it's a few months old now but聽 hopefully most of it is still completely relevant聽聽
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kazoo is almost a halfway house between a standard聽 lease and a car subscription service the only聽聽
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thing that makes it a subscription service really聽 is the fact that they're throwing in the insurance聽聽
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and maintenance and you can cancel it for a聽 more reasonable fee generally than on a lease聽聽
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onto as a full-on subscription service so you can聽 cancel it with a month's notice so the benefits of聽聽
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onto are that it's only a monthly commitment okay聽 so you just cancel with 30 days notice there's no聽聽
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deposit to pay insurance is included charging you聽 get free charging at over 11 000 charges in the uk聽聽
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server sends included breakdown covers including聽 road tax included and a thousand miles per month聽聽
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are included so super quick overview there let's聽 have a look at the examples now right quick plug聽聽
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for you here guys and i'm going to save you some聽 money this is actually my order from hello fresh聽聽
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which is coming tomorrow but i want to share聽 this with you okay if you use my code which is聽聽
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in the video description and pinned as the top聽 comment you'll get 46 quid off your hellofresh聽聽
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and you can cancel it at any time what they do聽 they send you a big box full of food and recipes聽聽
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you choose the meals they're going to send you聽 every week and you can choose how many of those聽聽
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meals you want delivered every week and then聽 you go ahead and choose the meals so next week聽聽
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for example and you can literally just go in and聽 choose which ones you want you can add extra ones聽聽
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take them away whatever you want to do you can聽 cancel it all at any time so the first one's聽聽
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going to be super cheap for you because there's a聽 43 quid discount so you're probably going to get聽聽
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enough food to feed your whole family for about聽 30 quid or something i would imagine but check it聽聽
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out for yourself please use my link and uh i think聽 i get 30 quid off my next one if someone uses it聽聽
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full disclosure and all that but as you can see聽 i use this this is me give it a whirl see what聽聽
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you think okay let's get started so first we're聽 going to look at the internal combustion engine聽聽
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car which can be the ford focus and for that聽 we're just going to compare kazoo to lease loco聽聽
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then we're going to put an electric vehicle into聽 mixture which can be a tesla and we're going to聽聽
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add onto onto that one obviously i've already聽 explained the differences between the three聽聽
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but it'd be interesting for you to see how聽 that works out in pound shillings and pence聽聽
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so with a kazoo subscription聽 you're looking at 99 pound delivery聽聽
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379 pound deposit but of course that deposits聽 refundable when you return the vehicle聽聽
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and then 379 pounds a month nothing for your聽 insurance nothing for your monthly maintenance聽聽
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on the lease you're looking at zero delivery聽 charge 234 pounds deposit on this particular deal聽聽
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and then 281 pounds a month now we've also got聽 to factor in insurance and monthly maintenance聽聽
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and i've just taken a really broad guesstimate of聽 these obviously where you live the kind of use you聽聽
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have for the car where it's parked overnight your聽 occupation your age your no claims history it's聽聽
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gonna have a massive bearing on the insurance so聽 feel free to take this number out and stick one聽聽
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in that feels more relevant to you but i've聽 put 30 quid in and it's obviously a very low聽聽
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insurance group this car as well and then 20 quid聽 for the monthly maintenance you'd have the choice聽聽
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of buying a monthly maintenance package which will聽 probably be somewhere between 10 and 30 quid i'd聽聽
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imagine on that car off the top of my head or聽 just put the money away each side so you've got聽聽
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a bit of money saved for when you need to do聽 servicing and if it did need some tyres which聽聽
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is unlikely on this kind of mileage on a new car聽 so that gives you a monthly total on kazoo of 379聽聽
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and with the lease of three three one if聽 we look at fifteen hundred miles per month聽聽
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the closest i can get to that on the lease is a聽 twenty thousand mile deal obviously that's fifteen聽聽
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hundred months actually eighteen thousand a year聽 so you're a little bit better off in that regard聽聽
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so with kazoo you'd be looking at 99 delivery 479聽 deposit but that deposits refundable 479 a month聽聽
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simple as with the lease 234 deposit 322 a month聽 so the difference there the gaps all widens than聽聽
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it when you're doing a few more miles so that's聽 quite interesting and something to take note of聽聽
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once again think about the insurance factor聽 because it could be wildly different from what聽聽
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i'm suggesting in this video in either direction聽 in fairness so other factors in favor of kazoo聽聽
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you've got the 5p shell fuel saving you've got聽 breakdown cover included although that's often聽聽
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included with a lease because it's usually part of聽 your warranty it's not always for the full period聽聽
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and you know you would need to make sure聽 you've got that if you do lease a car your聽聽
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deposit's refundable and you've got no insurance聽 fluctuations and the other thing with kazoo is聽聽
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if you want to get out of your deal at any point聽 you pay 500 quid and you're out of it with a lease聽聽
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it's often 50 of your remaining payments if you聽 want to get out of a deal something that's not so聽聽
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good on the kazoo deal is the car insurance excess聽 is 750 quid which in a lot of cases is quite high聽聽
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as a car insurance access so that's just something聽 to bear in mind if you did have an accident聽聽
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you know you might be liable for that first 750聽 quid and it's 100 pound on the windscreen. okay,聽聽
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now moving over to the tesla so standard range聽 tesla and we're looking at the kazoo subscription聽聽
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99 up front 749 a month then onto is actually聽 1099 a month on the same car and then on the聽聽
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leash you're looking at 99 up front and then 619聽 a month i've put 60 quid as a monthly insurance聽聽
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the tesla is a much higher insurance group but聽 again you know you're going to have to take that聽聽
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number out and insert your own one if you want聽 to make this anything like a worthwhile exercise聽聽
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then monthly maintenance i'll put 25 quid there's聽 not a great deal of maintenance to do on a tesla聽聽
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but if you wanted to get a monthly maintenance聽 package my guess is is it going to be somewhere聽聽
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around that kind of price but it will vary聽 from deal to deal and supplier to supplier聽聽
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so you can see the difference is in the monthly聽 totals there and if we go to 1500 miles a month聽聽
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kazoo you've got the 99 delivery 849 refundable聽 deposit 849 a month then on onto the website only聽聽
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shows the numbers for a thousand miles a month聽 i'm going to give it a guesstimate and i'm going聽聽
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to use the same methodology which kazoo uses which聽 is put 100 quid a month on top so we're going to聽聽
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call it 1199 albeit take that with a pinch of salt聽 and then finally the lease on 20 000 miles a year聽聽
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you've got the 99 pound deposit 707 pounds a month聽 and i've said 60 quid for insurance 25 quid for聽聽
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maintenance that gives you 748 a month again we've聽 gone through some of the other benefits of using聽聽
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kazoo other factors in favor of of onto of course聽 you've got free charging eleven thousand charges聽聽
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which could be fantastic for some of you depending聽 on where you are availability of charges if they聽聽
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work all that kind of good stuff and it's only聽 one month commitment so you can always cancel聽聽
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with a month's notice so i've said before i sort聽 of consider unto to be a proper subscription聽聽
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service it's very very similar to just hiring聽 a car from hertz or enterprise or somewhere but聽聽
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you've also got that free charging built in which聽 is good kazoo for me sits as sort of a median聽聽
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it's a bit of a hybrid subscription stroke lease聽 kind of thing if you're doing a low mileage and聽聽
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you're prepared to commit to it for a while can be聽 a good way to do it and then the least hopefully聽聽
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if you watch this channel regularly you know聽 plenty about carl leasing by now and you know聽聽
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if it's for you or not at the moment i have to聽 say as well the focus was not on a particularly聽聽
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amazing deal or anything i could have done聽 this and swayed it much more by sort of picking聽聽
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something that's on an exceptional deal and that's聽 a really high price on kazoo and a high price on聽聽
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onto and all the rest of it i've literally just聽 tried to pick the most popular ev and one of the聽聽
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most popular internal combustion engine cars as聽 i said not a scientific experiment don't take聽聽
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this too seriously i'm just trying to articulate聽 probably quite badly the main differences between聽聽
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the lease model the subscription model and then聽 this Cazoo one which kind of sits in between in聽聽
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my book so i hope you find it useful please give聽 it a thumbs up please it's massively important聽聽
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to me and if you don't subscribe to the channel聽 please consider doing so hopefully you'll like聽聽
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this video next it's um it's about onto i talk聽 about onto in much more detail and again look聽聽
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at a couple of examples on there so thanks聽 for watching and hopefully see you next time