5 Best Investments For 2021 - YouTube

Last week was probably the best week of the  year. The stock market crashed and experienced  

a correction, as many people expected. Like  many of you, I was busy buying stocks that  

I was waiting to buy for some time already. Since the beginning of the year, I did not  

buy much except my favorite ETF since I was  expecting a correction. In the previous video,  

I have already explained why I believe the  stock market will keep rising this year,  

so in this video, I want to share with you what  are the best investments for this year. But  

before we do that, as much as I put effort  into these videos, at the end of the, I am  

not a financial adviser, this is not financial  advice, and everything that's said in this video  

is for educational purposes. In order to make the  best financial decision that suits your own needs,  

you must conduct your own research and seek  the advice of a licensed financial advisor.  

So do not do what I say in this video. 
 

QQQ 
 

The first investment that I believe is going to  do great this year and in the following few years  

is QQQ ETF. This is not your typical S&P500 ETF  but slightly different. If there is something we  

have learned from the past year, the tech will  grow much faster. The amount of money that's  

now poured into the new tech is unbelievable.  And as we are moving into this digital world  

of 5G, with self-driving cars and artificial  intelligence, the tech is undoubtedly going to  

have a much bigger impact on our lives. Of course,  the typical S&P500 ETF also invests in tech,  

but QQQ is almost just about tech because it  invests in the top 100 largest international  

and domestic companies listed on the Nasdaq stock  exchange. Unlike other exchanges, The Nasdaq is  

known for technology and innovation and is home to  the internet, biotechnology, and other companies  

at the cutting edge. As such, stocks listed on  the Nasdaq are considered growth-oriented and more  

volatile. Of course, that presents a higher risk;  however, that also presents a bigger opportunity,  

and since tech is clearly going to play a much  larger role in our lives in the coming years,  

the ETF is expected to grow significantly higher  than other ETF. While SP500 grew by 18 percent  

last year, QQQ grew by 50 percent. That's a huge  difference. That doesn't mean that it's going to  

continue rising, but if you believe that tech  is going to get even bigger where we are going  

to have smart cars, homes, cities and everything  connected through 5g in the next decade or so,  

then this is the ETF to stick to. It includes  within itself all the tech companies you can  

think about, from Tesla to Nvidia to Intel. If  one of them comes up with a revolutionary product  

or service, you will definitely benefit from  it as long as you are an investor in this ETF. 


 2. Quantumscape Corp 


 The second stock that I believe that  

huge potential is Quantumscape Corp, but it's very  risky, so please do not invest in this company. 

If there is one technology that is certainly going  to play one of the biggest roles in the world is  

undoubtedly batteries. Batteries are already huge,  but in the next two decades, the world is going to  

shift to a battery-based society, and that's not  because we want to do that, but rather we have  

no other choice. Climate change has left little  choice for us. Shifting to renewable energy is one  

thing but storing that energy is a whole different  story. Think about it, less than 2 percent of cars  

that are produced annually electric, and  we already have a shortage of batteries. 

How many batteries do you think we need  to be able to make the other 98 percent of  

cars electric. Even if starting from next  year every car that will be produced will  

be electric. We need like 15 to 20 years to  replace all existing engine cars with electric. 

Tesla is, of course, at the head of this industry,  but Tesla uses lithium-ion batteries, which are  

great but preset fundamental problems. They are  expensive and take a long time to change, but  

Tesla solved that problem with a charging station  in your garage so that you can change your Tesla  

overnight while you are sleeping. That's a great  solution; however, if we want to go all-electric,  

we have to build more effective batteries, and  that's where Quantumscape comes into the picture.  

Traditional lithium-ion batteries use a liquid  electrolyte. The lithium dissolves in that liquid,  

drifts through the liquid, and gets the anode  and vice versa. But Quantumcape has replaced that  

liquid material with a solid material that will  make it possible to use a lithium metal anode.  

That's going to make it safer and double the  energy density and also make it faster to charge.  

In other words, the same battery  will provide you with a double range.  

Another disclaimer, I am not an engineer, so if  I got something wrong there, please correct me.  

But the technology seems very promising. VW has  already invested over 300 million dollars into  

this company and recently tested the technology,  and it looks very promising. As the number of  

electric cars is increasing, this company  will be the major player in this industry. 


 3. Real estate 


 You know what is the most important  

thing when buying a house. Your mortgage rate,  even a slight difference, is going to be huge  

over 30 years. Getting a 0.5 lower rate will save  you a fortune. Last year, since the fed decreased  

the interest rates, getting a fixed mortgage was  probably one of the best decisions you could make.  

But, it was risky because the market could be  overvalued now. An overvalued market means a  

correction could be on the horizon. Besides,  when everyone is buying, it's difficult to  

find a good deal, nonetheless, possible. Mortgage rates went as low as 2.5 percent last  

year. In comparison, mortgager rates were 4.9  percent back at the end of 2018. Even in 2019,  

even before the pandemic, they were floating at  around 3.5 percent. So getting a mortgage at 2.8  

or 2.9 or even 3 percent is actually a good deal,  especially if you spend some time finding a good  

deal in the market. 
 

Since buying a house is probably the biggest  single purchase in most people's lives, getting  

a lower rate is probably the best investments one  can make it. I am almost certain that in the next  

few years, the rates will just keep rising. 
 

4. Any big stock 
 

If we are talking strictly about 2021, then  I think that any investment in any of the big  

tech is going to have a really good return this  year. It seems like everyone already agrees that  

inflation is just going to keep rising, so  keeping cash is going to hurt. But holding  

stock in any of the largest tech companies is  immune against inflation because no matter how  

fast the inflation rate is, these stocks are  going to rise even faster because we're going  

to have a lot of investors who have to keep  their cash somewhere. And one of the places  

they're going to keep their money is the big  tech. I've made a video recently talking about  

why the stock market could crash because it is  at least slightly overvalued but by a crash,  

I don't mean anything like what happened in 2020,  but it could be in a slightly bigger correction  

compare to what we have seen in recent weeks.  If you haven't invested during the correction,  

then you probably missed a great opportunity  because a lot of stocks, especially the big tech,  

were down by 10% give-and-take. I personally  invested in many companies that I have already  

invested in before and invested in a few more that  I have shared with my patrons on my Patreon page. 


 5. VTI

I have already suggested multiple  SP500 efts in previous videos,  

but I would note that they aren't the  only options. There is a variety of ETS,  

and one of the most popular ones that I  personally invest in is VTI. It doesn't  

just invests in the sp500 but in the entire  economy of the United States, starting from  

small caps to mind caps to largest companies in  the market. So it just moves with the market. 

It doesn't grow like falcon nine, but at the same,  it's a safe bet. It's not just a good investment  

for this year but pretty for any other year.  It has a very low expense ratio which makes it  

a perfect option for long-term investments.  Last year it grew as much as the s&p500 did,  

sometimes it's higher sometimes it lower. I  personally invest in it every month just to  

keep my portfolio a bit diversified. And now it's time to get at least two  

free stocks from we bull if you  use the link in the description. 

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