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Tier 2 Net 30 Vendors Tradelines That Help You Build Business Credit In 2021 - YouTube
Channel: Get Business Credit
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live from columbus ohio this is the get
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business credit youtube channel with
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your host
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josh van horn subscribe now and hit the
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bell notification right now to stay up
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to date
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as soon as we release new business
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credit gyms
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take it over josh hey what's up it's
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josh with the get business credit
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youtube channel
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so in this video i'll be going over tier
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2
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vendor trade lines so if you've already
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built up your
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tier 1 you want to start working on some
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of these
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this isn't a complete list but it's a
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list that i put together
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some i've already done business with
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some
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i have some friends and other business
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owners that
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have accounts set up with them so i
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cover some data points
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that i actually know so
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before i get into that i just want to
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ask if you could please
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hit the subscribe button if you haven't
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already done so
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and make sure you click the bell
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notification as it helps our
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channel grow and get out to a wider
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audience so you'll be alerted for new
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videos that i put out
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and also smash the like button if you
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would right now please
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so without further ado let's get into it
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so these
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are uh vendor trade lines
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that you want to get if you already have
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at least five to seven tier one
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accounts already set up and they are
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already reporting so you want to make
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sure
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that on your dun and brad street you
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have at least five already reporting
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of the tier one because most of these
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you will get denied
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if you don't already have payment
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experience reporting to dun and
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bradstreet and
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experian uh commercial
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not many of them look at your equifax
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business but you want to make sure that
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you at least have
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five already reporting to dun and
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bradstreet tier one accounts
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um and at least three to five already
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reporting on
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your experian the more the better so
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if you don't already have those check
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out my other links
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my other videos check out those and get
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working on those make sure they're
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already reporting
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just because you already got them
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doesn't mean that they're already
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reporting so you want to make sure
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they're reporting first
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so without further ado let's get into it
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this is the first one
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it's called behalf behalf.com so
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they basically finance bills and uh
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things for you so if you need to buy
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some
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equipment or for your business
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or get financing
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you know through basically any company
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they will offer that it's like amazon
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seller financing business financing so
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if you
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you know need financing for
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whatever it may be but like fifteen
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hundred two thousand dollars
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you can go through this company and
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they basically pay the vendor for you
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and then you make payments to them so
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they report to the small business
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financial exchange network
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so you know once you get reported once
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they report your
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account in good standings and everything
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then done at brad street experian and
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equifax
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may pull that data and put it into their
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system as well
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so i'll have all the links in the
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description below you can check it out
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okay so behalf is one i
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do believe they offer they require a
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personal guarantee
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i haven't done business with them but
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you know you shouldn't worry about
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you know having a personal guarantee or
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not a personal guarantee
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if you're building up business credit to
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this level especially
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tier two and tier three so
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you know don't get something you don't
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need that you can't afford or whatever
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so that's behalf.com
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next one is united rentals so
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on united rentals you know they offer
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you know so much large equipment so
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this may not be good for everybody
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because you may not
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you know need anything from them but if
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you're in
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any type of business that you could use
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you know
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lawn mowers or any type of
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equipment you know um
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you know you could go through them and
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get credit terms they have for net 30
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terms
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so for their application you want to go
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down here to the bottom
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to credit application so you click on
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that
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and here it is so when you apply
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they're pretty easy to get approved for
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they only check i believe if i'm not
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mistaken they only check
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experian and
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as long as you have a three or four
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payment experiences you should get
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approved no problem
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application is pretty self-explanatory
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so here's their application
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so that's united rentals they report
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to equifax business
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just so you know so this one may be good
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if you don't have
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very very many accounts reporting on
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your equifax business
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so that's united rentals
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next one is northern tool and equipment
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so they offer
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you know commercial equipment financing
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you know through cit
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nor track financing and consumer credit
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card
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don't go through any of these yet
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because you may not get approved
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go through the commercial net 30 account
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and here's the well it's not this one
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it is this one like i said you don't
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want to do the mastercard one
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if you're just starting off the net the
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tier twos so
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here's the card that you would apply for
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make sure like i said
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it's the net 30 account it's through
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blue tarp
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so they're a finance company so you just
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apply and it goes to a pdf you have to
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fill that pdf
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out and then fax it over to blue tarp
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it'll give all the instructions on the
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application so
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it's northerntool.com the
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commercial net 30 account next one is
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the
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one that a lot of people could use and
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that's the amazon
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business line of credit it's a net 55
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payment terms
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so like i said you want to already have
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you know some
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good amount of payment history with dun
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and bradstreet
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experian and
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equifax but i think they mainly only are
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polling done in broad street
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or no i take that back when they pull
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your credit they're pulling
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experian commercial okay
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they're pulling experian commercial but
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they report to dunan bradstreet and
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experian commercial so
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make sure you have you know at least
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three to five
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trade lines reporting already on your
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experian commercial
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credit report okay so
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that's the amazon net 55 payment terms
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amazon business so next one
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is tiger direct business
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okay you have to set up a account
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first with them with all your business
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information
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after you set that up put in all the
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correct information that's
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listed with you with the sys can't talk
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today
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with your secretary of state for your
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llc or inc or s corp
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whatever it may be make sure you put
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everything
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in there that's matching and then you
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hit open credit
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terms application within the account
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so that's uh tiger direct business so
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make sure it's the business one
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and with tiger direct they report to
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experian and equifax
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so that's them and then
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newegg business so make sure you go to
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the newegg business.com don't go to the
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newegg.com
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go to the newegg business set up account
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same as i said the tiger direct
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put all your information in there that
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is correct
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that you have listed with your secretary
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of state
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your correct business information and
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then there's a tab in there that says
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submit application for credit so
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they can't be a little hard to get
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approved for but as long as you have
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uh good payment experiences five to
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seven reporting on
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and bradstreet you should get approved
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they do take about
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five to ten days to get an answer back
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on the credit app
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you'll be assigned a account rep as well
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i have a credit line with them six
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thousand dollars with them
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so that's a new egg business
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they report to experian uh experian
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commercial
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okay next one is advance
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auto parts advanced auto parts you have
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to
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go directly into one of the branches
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and get a commercial credit application
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just fill it out there and the manager
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should call it in
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or fax it in and should be able to be
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approved
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as long as everything else on your tier
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ones are
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set up correctly and reporting so
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um advanced auto uh
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auto parts report to dun and brad street
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i have account with them
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so yeah that's that one
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like i said you have to do it in person
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kind of like the sams club one
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next one is excuse me
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is supplyworks.com they got bought out
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while back several years ago by home
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depot
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so it is um a credit application through
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home depot
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but it's pro institutional so
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what you want to do is first become a
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customer click on this link here
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and it'll say you know create a new home
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depot pro account
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after you do that then you can download
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the credit application
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and send it into them they have a fax
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number send it in
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and then you want to call and check the
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status of that
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and should be able to be approved as
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long as you already have everything else
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in order
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with your tier ones and already have
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those all reporting so again don't try
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any of these tier two if you don't
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have at least five dun and brad street
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tier one vendors already reporting okay
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so that's uh you know supply
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supply works so like i said with them
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they're part of home depot so you can
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actually use the commercial
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credit account with uh home depot
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directly in their home depot stores so
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okay and they report to dunn and
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bradstreet
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and i'm not sure if they report to
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experian
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i'm getting conflict information some
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people are saying they're reporting to
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experian business or
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experian commercial so
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but they do report to dunder brad street
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next one is staples so
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staples business account they have
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they have a few different options here
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as you can see here it's through
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citibank
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so again you know there are bigger banks
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you want to make sure you already have
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you know everything reporting properly
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on your tier ones
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i can't stress that enough so um
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so you want to do the business or the
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commercial the business
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actually gives you revolving and the
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commercial
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is a pay every 30 days
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so um
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so it depends on which one you want for
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that whatever one you can get approved
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for
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but the business one is the one you're
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more likely to get approved for
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they may just give you a lower limit so
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like i said they're part of uh it's
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underwritten by
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citibank so and
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so citibank staples reports to dun and
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bradstreet and experian
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next one is
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office depot office max
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so it's kind of like the same thing as
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staples
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okay so you have the business created
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account
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and that's for carrying a balance
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revolving card basically
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and then there's the other card words
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the business
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account versus the business credit
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account
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that one is you know it says here for
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larger organizations that don't need to
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carry a balance
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so it would be you know net 30.
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so um
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let me see here let me show you guys
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here
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so it's also through citibank so it's
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it's literally going to be the same
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exact
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process as staples they report to dun
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and bradstreet and
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experian business and then
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there is the next one lowe's business
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account credit card it's revolving
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account so you can pay overtime or you
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can pay
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in a full each month so when you get
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five percent off
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any of the charges so this one i believe
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i don't have account with them but they
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are
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through synchrony bank so if you already
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have good
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credit with synchrony or lines of credit
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with them
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then you'll probably get approved no
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problem with the lowest card
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okay and then
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so synchrony like i said um
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or i should say lowe's lowe's pro so you
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want to make sure
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when you apply for this you want to get
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a lows for pros.com
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you know and then look at the bottom
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you'll see the you know
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uh lowe's business account credit cards
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so they reported down in brass street
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only
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so last and final one
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is sam's club so sam's club's pretty
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easy to get approved for
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as long as you already have five
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reporting like i said to experian
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and done in brad street
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just to get roll of them to have five
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reporting on each one
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uh tier one you know vendor trade lines
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so you have to go in the store and
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get an application at the desk customer
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service desk
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tell them that you are wanting to get
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the
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sam's business club card
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so make sure you tell them it's a credit
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account that you want
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so you get that you fill out the
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application put in your ein
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information and
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give it to the clerk if they ask for
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your social security number tell them
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that you don't want to do a personal
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guarantee
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and it should get approved as long as
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everything is in order
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already so they report to dunabrad
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street it's
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also through a synchrony bank but
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they seem to approve everybody when you
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come in
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you know you cannot do the application
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online or on the phone
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you have to do it in person so they tend
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to
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approve most people so
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anyways that's it for today and like i
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said if you like this video please smash
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the like button
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and subscribe if you're not already a
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member subscriber
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and you know hit the bell notification
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so you'll be
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alerted next time i release another
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video in the coming days
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appreciate all the support also um
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don't forget to subscribe to my buddy's
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channel check out his
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channel um wilbur caminero
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check it out he's putting out a lot of
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good content as well
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so soon i'll be releasing some tier
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three vendors
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some people may disagree with me on tier
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one
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tier two and tier three accounts but
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really um
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all these there's a lot more tier two
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vendors
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uh trade lines than there is uh
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tier three because tier three then you
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get into
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you know once you already have 10 to 20
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trade lines reporting you've done the
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branch street
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and experian i'll go over all that
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in another video you guys can check out
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so stay tuned don't forget to hit
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subscribe again appreciate it
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thanks for the support bye
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