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Fair Credit Easy Credit Card Approval - Blaze MasterCard Review - YouTube
Channel: CreditFast
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okay so you don't have bad credit
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anymore but you don't have good credit
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either so what do you do now if you want
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to find out you need to stick around
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[Music]
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okay so I want to say hi to the people
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that have subscribed and people that
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watch my content regularly and if this
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is your first time welcome the blaze
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MasterCard which is a great card that
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you can get if your credit score is
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starting to improve this is a card that
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offers easy credit approval especially
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if you have fair credit and if you have
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a little bit on the bad side you could
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probably also get approved for this card
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but before I get into the blaze
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MasterCard I will also tell you about a
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bonus offer at the end of this video
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that offers another credit line that is
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fairly easy to get approval so if you're
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looking for the easiest credit cards to
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get approved for when you have fair
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credit or a little bit on the bad side
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you need to watch this whole video so
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let's get started okay so I quickly want
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to start out this video by thanking
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everybody for two things one is for
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subscribing and being part of this great
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community and the other is visiting my
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blog credit fast com since February 2017
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I have been regularly uploading reviews
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on different credit cards not just the
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ones I cover in my review videos and I
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appreciate everybody going through and
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consuming that content it is great and
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it helps me to keep going so I wanted to
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thank everyone on that I am almost at a
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thousand subscribers and I'm very
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grateful for that
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to the subscribers we are a great
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community of people that are looking to
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have long-term success in our personal
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finances from either building credit all
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the way to getting a mortgage credit is
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so important and I'm so glad that you
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can gain value from my content and
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having done this YouTube channel for a
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year now I have seen your stories in the
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comment sections and I'm always excited
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to see when you tell me that your credit
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score is improving and it can start from
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somebody who had no credit to now
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they're telling me that their credit
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score
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went up a hundred points so I always
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love hearing stories like that and I'll
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always do my best to answer your
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questions so thank you and let's get on
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to the review of the blaze master cart
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which is specifically designed for
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people that have fair credit and you can
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be a little bit in the bad credit area I
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would say like when you're almost at the
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point of having fair credit you should
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also be able to get approved for the
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blaze master card so that is why I
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picked the blaze master card as a credit
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card that I will be reviewing today also
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another reason I picked it was that my
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most popular video in 2018 was my video
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on the Capital One platinum card for
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fair credit and people are very
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interested in knowing what their options
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are once they build their credit a
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little bit and it's getting better but
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they can't get the really nice reward
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cards and to get to that point it's good
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to open another line of credit so
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obviously the Capital One Platinum Card
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is an option so what I'll do is I will
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leave the link right above here but I'll
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also leave it at the very end of the
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video so if you'd like to catch that
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review you can so let's talk about the
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blaze MasterCard which is a great card
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that you can get if your credit score is
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starting to improve so to quickly go
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over the benefits it's easy to get
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approved it's not a secured card and
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there are no other extra fees associated
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with it the bad news is that there is an
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annual fee at the time of this video it
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is $75 in addition this is not a rewards
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card and the interest level on this card
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is very high so it is really important
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that you pay off your balances in full
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every month if you can do that this is a
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great card to get you on to the next
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level
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also the credit limit tends to be low
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with this car
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people oftentimes get approved for maybe
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a 300 dollar line of credit now they
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will give you an opportunity to get a
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credit line increase and that's in about
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six months so you can start at 300 and
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then get an increase after six months if
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you pay your bills on time like I said
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earlier I love the comments section but
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the one question I know that I'm going
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to be asked is can you get the annual
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fee removed waived after the first year
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the answer is yes I called customer
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service to find out what you need to do
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is wait for the annual fee to be added
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to your account the second time in 12
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months and then you call customer
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service so what you need to do is call
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up and basically state that you'd like
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to continue being a customer but you
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don't want to pay the annual fee so
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basically they're gonna want to keep
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your business if you have paid on time
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for 12 months and you're a good customer
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in good standing majority of cases they
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will waive the annual fee also what I
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found out was that there's two other
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things that can happen at the 12 month
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mark one is that potentially you can
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have your interest rate lowered and you
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can also have a CRO another credit line
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increase the options for that all
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becomes available after 12 months
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everybody doesn't go to qualify for all
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three of those things but the most
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important thing about all of that at the
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end of the day you just want to have
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that annual fee removed sure it would be
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great to have a lower interest rate but
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again remember the whole point of this
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card is to build credit and you want to
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pay the balance in full every month so
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the actual interest rate doesn't matter
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and it doesn't matter if they lower that
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interest rate so I would focus in on
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getting the annual fee removed waived
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and there's a very specific reason why I
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recommend the
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there's something known on your credit
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report known as age of accounts don't
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quote me on this exactly I believe it's
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10% of your credit score but it could be
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15 but it's a small portion of your
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credit score and what that is is that
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they look at your accounts and how old
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they are and the older accounts are
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better or cows because you've had a long
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relationship with the bank especially
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when you're paying on time the it looks
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great on a credit report and that's what
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creditors want to see they want to see a
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long good history so that's why you
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don't want to cancel this card after one
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year if you can get the annual fee
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waived it doesn't hurt to have this card
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it only benefits you so when I was doing
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the research for this review and for the
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pros and con review article that's on
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credit fast calm I was told that they
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are known to have good customer service
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and I in fact had to contact customer
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service to get this information out to
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you and what the lady was really nice to
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me so I called up and I basically said
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I'm thinking of applying I'm not because
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I already have reward cars and good
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credit so I don't need this card and at
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the end of it the lady was really nice
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and she said oh well now that you know
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more about this card I really hope that
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you apply for it because it it's a
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really nice card to help build your
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credit she was encouraging me to apply
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for this card but amazingly which I
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expected to happen was I thought she was
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trying to get me to apply for this card
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over the phone she did not she was just
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telling me that she sees how good the
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program is and that I could benefit from
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being a cardholder as far as I know they
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they seem really nice if you have this
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card good or bad
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leave your experiences in the comment
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below but from what I saw a
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very professional attitude with blaze
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MasterCard as I told you before there is
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a review article for this place
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MasterCard and I'm really proud of how
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it turned out I think you should check
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it out because I list nine pros and six
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cons of this credit card this will help
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you make the right financial decision
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whether to apply or not to apply for
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this credit card so I really again
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implore you to check that out
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either the link for that article will be
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in the description of the video or you
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can just type in Blais MasterCard in the
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search bar on credit fest comm and it
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will take you straight to that article
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so like I said already many times in
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this video the blase MasterCard is an
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easy credit approval credit card so as
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long as you have some established
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history in good standing you should get
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approved for this card but that doesn't
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guarantee anything and so I like to keep
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my reviews honest even when there's a
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credit card offer that has easy credit
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approval you still can get declined and
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there could be different factors one of
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the most common reasons is if you have
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too many hard credit inquiries on your
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credit report that often times can get
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somebody disqualified for a credit card
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offer I don't know the exact
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requirements with the blaze MasterCard
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I'm saying that it is fairly easy to get
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credit approval but it's not guaranteed
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I always like to promote credit products
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that give my viewers the best possible
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chance to get approved so if you do
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decide to apply for this credit card
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please leave your experiences in the
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comments below and and let everyone know
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whether you were able to get approved or
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not approved we'd all like to know all
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right so I told you guys all at the
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beginning of the video that I had one
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bonus offer to tell you about for people
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that have some established credit kind
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of in the fair area and here we go
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this is not a major credit card but it
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is a store line of credit that I think
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is very helpful to some people it is for
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the wayfarer card and that is an online
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store where you can buy home furnishings
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for your home or apartment and so if you
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do have a place that you want to
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decorate this this card offer is
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especially geared for you so the reason
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I bring up Wayfair and checking it out
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is that they offer a pre-qualified link
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so you can have your you can so you can
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see if you are qualified for this card
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without a hard credit inquiry hard
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credit inquiries are not the worst thing
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I have I have them on my credit report
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right now
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but whenever it's possible you want to
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avoid them so this this article and
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again this is a fantastic article it is
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even more in detail than the Blaz
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mastercard it's another great article it
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tells you all the pros and all the cons
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so that again you can make a decision
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whether this particular card is right
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for you at the bottom of the article I
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leave the application link to see if you
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prequalify for wave fare with this
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particular line of credit I I don't
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receive any kind of commission if you
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decide to apply for it whether you get
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approved or not I list credit card
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offers like this because I want my
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audience to see all the different
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possibilities they have to build their
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credit and what works best for them
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there are other offers on my on my site
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that I do in fact earn commission and
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that is a free way to help support my
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channel and credit fest com is a blog so
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if you do that I thank you very much
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pretty much all the store cards I talk
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about on credit fast calm I receive no
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Commission for it so it's it's just part
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of sharing information with everyone I
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would take advantage of it I also did
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another offer that I don't get
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Commission on is the Kohl's Charge Card
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I did a video on that I'll leave that up
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here for you you can click on it and
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watch it later but that's another great
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store card offer that there is a no hard
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credit inquiry for a pre-qualification
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so this is another great option if
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you're looking to build your credit hire
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so I guess there was a bonus to the
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bonus so the bonus is weight fair and
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the bonus to the bonus was close so
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these are two more solid easy credit
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card approval options okay so the Blaz
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MasterCard should be a very easy credit
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approval for a lot of people watching in
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the review article I have two
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application links the first one in that
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I have is for the people that received
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an invitation offer in the mail you'll
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need a reservation number in order to
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apply for this card and maybe you happen
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to watch this video because you receive
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that letter in the mail so if you did
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receive that letter in the mail and
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everything I told you through this video
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and through the review article on credit
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fast comm if it checks all the boxes and
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you want that offer you definitely want
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to click that link and then put that
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reservation code in to get your credit
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card offer however if you are just
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watching this video today and I've just
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told you about the Blaz MasterCard and
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you want to learn more about it below
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the reservation link I have another link
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that is for fair credit and you can see
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and compare the Blaz MasterCard to other
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Fair credit cards so today I hope I
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helped you find good constructive ways
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to build your credit and we talked about
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easy credit card approval when you have
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fair credit basically in this whole
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video I talked about 4 credit cards
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I of course focus the whole video on
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theblaze MasterCard so these are four
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solid options for easy credit
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heart approval when you have fair credit
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okay so I'm really excited I think I did
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a really good video I gave you four
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options to build your credit if you have
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fair credit these are four easy credit
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card approval options I hope I changed
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your financial life so if I did please
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hit that subscribe button and the Bell
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notification hit the like button so I
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know that you want to see more videos
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like this thanks so much for your time
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today you made it to the end so I thank
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you even more and until next time
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