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The Army Paid $300,000 Of My Dental School Tuition - YouTube
Channel: CNBC Make It
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When I got accepted for the scholarship program through the
military, I was scared
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because I never want to shoot anyone.
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I never want to hurt anyone.
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I hear about the fear of being drafted and relocated to a
different country,
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and all these things seemed very scary.
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At the end of day, I asked myself, "How am I going to pay
for school?
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And can I serve our country in a certain way?" And the
answer was yes and yes.
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So I had to push my fears aside and really dive in.
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And I really did it just for the money, for the scholarship
to pay for it, but at the end of the day,
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after my four years, I fell in love with it.
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It provided me the opportunity to serve our country, to pay
for my school, and
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also gave me an opportunity to serve abroad.
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Can you give us a three-two-one?
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Three, two, one.
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Great. I'm Andrew Vo and I am currently a pediatric dentist.
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I served in the United States Army for four years to help
pay for dental school.
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My parents immigrated from Vietnam during the Vietnam War,
so we didn't have much growing up.
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We were considered lower class.
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My mother and her 11 siblings lived in one apartment with
one room
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and one bathroom.
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My mother sacrificed her whole life for her children,
coming
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from Vietnam to the United States.
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Her number one goal is to make sure that her kids are
successful.
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So for me, seeing my mom struggle every single day, I made
it a goal to educate
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myself, to make her proud.
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We're going to check your teeth, OK? Are you ready for this?
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One of the reasons why I became a pediatric dentist is to
help those who can't be
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helped. And for me to get a kid out of pain or help a
family, that
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really fulfills my life as a pediatric dentist.
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I really just wanted to take care of the kids and do the
right thing for them.
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One of the things I love [about] being a pediatric dentists
is being able to play with the kids and being
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a big kid myself, I just want to be who I am and be
authentic, and I think
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that's very relatable to kids.
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Yeah. I know it's hard to decide.
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Do you want bubbles?
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Bubbles? The range for a pediatric dentist can range from
one hundred thousand dollars all the way up
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to four hundred thousand dollars per year.
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So right now I am around a two hundred thousand dollars
range because I work
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as an associate for others.
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Dental school costs five hundred and fifty thousand dollars
on average, for me, that's a lot of money.
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I've never even seen that much money in my life.
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Seeing that in dental school costs that much money, I had
to figure out a way to pay for
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school. I had an opportunity to join the United States Army
through
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their health professional scholarship program called HPSP,
where I served four
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years after dental school for them to help pay for my
school.
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Joining the United States Army through their health
professional scholarship program, it's a no brainer
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because dental school is so expensive for each year served
in the Health Professional
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Scholarship Program.
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They pay a year for school, so I received a three year
scholarship, nearly around four hundred thousand
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dollars. But that still didn't cover enough expenses for my
housing
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costs in L.A.
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So I had to pull an additional one hundred ten thousand
dollars to help pay for school.
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After pulling out one hundred and ten thousand dollars from
student loans, I paid off around seventy
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thousand dollars and I'm currently still paying off loans,
even with the scholarship.
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I anticipate paying off the rest of my loans in the next
year.
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I went to USC Dental School because it is truly the best
dental school in the nation.
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A lot of my friends who graduated from this program are
still in
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debt, pretty much the same amount because of the interest
each year
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capitalizing on the original loan.
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A lot of dental students who are graduating from school and
trying to pay it off aren't really
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paying off the principal, they're paying off the interest
and it's a struggle because now
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being in health care, it's not really how much money are we
making.
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It's more about how much money are we making to pay off our
loans.
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So being a part of the United States Army and being a
recipient of the scholarship, I'm able
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to save more money than my peers because I don't have to be
stressed out about how much
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I'm making. In order to pay back the student debt and the
loan,
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I'm able to save more money at a faster pace and buy nicer
things and support my
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family and really to support my mom.
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The first year I was stationed at Fort Carson, Colorado,
and the remaining three
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years of service I served at Fort Irwin, California.
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Being in the military and having them stationed me
Colorado, although
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it's super pretty,
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I miss a lot of my family members, to be honest, and I think
that was the most challenging part because I was never
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separated from my siblings and my mom and being spoiled in
the best weather
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ever in California, I just missed home.
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Initially, I joined the military because I wanted for them
to pay for my school.
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However, after over four years, I've met incredible people,
people that sacrificed their
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life, and we really do have to step back and realize what
we have as civilians
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because we say that America is free and you know, it's a
free country,
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but not really. After my
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commitment of four years in the United States Army, I
decided that I wanted to be a part of it
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still as a civilian.
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So I joined the United States Reserve where I served two
weeks throughout the year as a
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reservist. I will eventually serve 20 years after 20 years
I
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get a pension in order to use
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it in my sleep.
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The army showed me resilience, showed me how to be a better
leader and
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showing me that we're all a family.
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So it changed my mindset a lot.
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It changed that, you know, I'm not really fighting for
myself to survive, but
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really like if a war broke out, how am I going to protect
my country?
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And I'm a dentist, right?
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So I'm a dentist, I fix cavities.
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I, you know, tried to get rid of the sugar bugs, but being
in the army, I
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did serve as a dentist for four years, but I served more as
a leader, and I think
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that's an experience that everyone should want to have.
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My fianc茅e, Marcus and I plan to open our own pediatric
dental boutique
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office. Marcus and I are both pediatric dentists and we
recently got engaged.
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So our future plan is to get married in the next year or
so,
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and having the scholarship really helps us save up money to
do that
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and also open a dental practice.
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Marcus and I want to buy a house for now, and we're able to
utilize a VA loan, which is a great
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loan because if you live in Orange County, it's so overly
saturated
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in regards to pricing.
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People are paying one hundred to two hundred thousand
dollars over asking.
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Before I joined the military, I was very nervous about
joining because
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of "Don't ask, don't tell," and I was very scared of coming
out to the military, saying that
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I am gay. Now being a part of it, they've only embraced me
with love.
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They do Pride Month as well in the military, really kind of
shining light on "love is
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love," and that's incredible because that's what we need
each and every single day.
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