Boynton Health new student orientation video 2: health insurance. - YouTube

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Now we’ll shift gears a little bit to tell you about the University’s insurance requirement

and the optional insurance plan that’s offered through our Office of Student Health Benefits.

The University requires all full-time students to have health insurance

whether that’s through a parent's employer plan, the marketplace, or through the University’s sponsored plan.

The choice is up to you, but we do encourage you to compare costs

to make sure your student has the best coverage during their college career here

and can focus on their academics instead of worrying about their health.

The university’s Office of Student Health Benefits is dedicated to meeting the healthcare needs of the entire student,

graduate assistant, and resident population for all 5 University of Minnesota campuses.

They provide affordable and convenient health care plans,

as well as education, resources, and one-on-one customer service to help students make health care decisions.

Student Health Benefits manages the health plans that are offered to students,

as well as oversees the University's health insurance requirement.

The university requires that all students who are admitted to a degree program

and registered for six or more credits that count toward the automatic assessment

of the Student Services Fee are required by the University of Minnesota to have health insurance.

Most students meet this eligibility criteria, and are required to either enroll in the Student Health Benefit Plan

or waive and provide proof of other insurance;

however, the University-sponsored plan is often a better value

and offers higher quality benefits than existing health plans.

You and your student could benefit from switching to the Student Health Benefit Plan.

Highlights of the Student Health Benefit Plan include:

100% coverage for preventative care, access to the Blue Cross and Blue Shield worldwide network,

year-round coverage, no deductible, convenient on-campus access,

and emergency travel assistance.

Automatically included in the plan is preventive dental benefits administered by Delta Dental.

This includes coverage for routine teeth cleaning, exams, and x rays.

Goldy has this benefit, and just look how shiny his teeth are!

If students want additional dental benefits, they may enroll in the Dental Buy-Up Plan.

This will provide coverage for cavities, wisdom teeth removal, and emergency treatment.

The cost is $498 for a full year of coverage.

Students can only enroll in the Buy-Up Plan during our fall open enrollment period.

You can find enrollment forms and more information on the Student Health Benefits website, shb.umn.edu.

The cost of the insurance plan is $1,272 per semester.

This is an average cost of $212 dollars per month.

The fee is posted to your student’s account and can be paid at the same time as tuition.

Coverage dates for the Student Health Benefit Plan are August 24, 2020 to August 22, 2021.

Coverage for student dental plans runs September 1, 2020 to August 31, 2021.

Enrolling for the fall and spring coverage will provide 12 months of coverage,

with no gap over summer or during winter break.

Students will meet the University’s health insurance requirement by completing the online Health Coverage Declaration.

The declaration is used to enroll in or waive the Student Health Benefit Plan.

Your student can access the Health Coverage Declaration by logging into their MyU,

clicking “Key Links” at the top of the page,

and then clicking on their Student Center.

If the declaration has not yet been completed, it should automatically pop up when they enter their Student Center.

They will also get several emails with a link to the Health Coverage Declaration and more information.

It is more important to note, that if students take NO action to provide proof of insurance,

they will be automatically enrolled in and billed for the Student Health Benefit Plan.

If your student wants to enroll in the Student Health Benefit Plan, choose “enroll me”.

If eligible, your student will be enrolled in and billed for the student health benefit plan.

If your student already has health insurance, choose “waive me”.

our student will enter their health insurance information and have a 1-year waiver from the student health benefit plan.

Once your student completes the Health Coverage Declaration or HCD,

they can review their response at any time in the MyU Communication Center,

which is conveniently located in the same place they completed the HCD.

The deadline to complete the health insurance requirement is October 1, 2020.

If no action is taken by your student, they will be automatically enrolled in and billed for the Student Health Benefit Plan.

For more information contact us at [email protected],

or you can call at 612-624-0627.

You can also visit our website shb.umn.edu.

Right now, the best way to reach us is through email or phone, as access to the building is currently limited.

So, what do you need to do now?

We know we’ve just provided you with a lot of information, so to wrap things up,

we want to reiterate the two areas you’ll need to take action on as the start of the school year approaches.

First, take care of the immunization requirement as soon as you can so you can check that off your list.

If your student doesn’t complete this before spring semester registration, which takes place in November,

they will have trouble registering for classes.

This can be done on our website. boynton.umn.edu/immunizations-requirement

Second, to meet the University’s health insurance requirement

ou must enroll in or waive university-sponsored coverage by October 1, 2020.

Your student will receive several notices to their University email with instructions on how to do this.

And finally, we hope you and your student can rest assured that quality health care is available

if and when it’s needed during your student’s time on campus.

Access to Boynton is one of the benefits of attending the university,

and we hope you’ll tell your student to visit us.

From the staff at Boynton Health and the Office of Student Health Benefits,

thank you for choosing the University of Minnesota.

We will take good care of your student!

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