馃攳
ESIC Maternity benefit | Now get 6 months salary during Maternity Leave under ESI - YouTube
Channel: unknown
[0]
Hello friends! Welcome to the new episode of Labour Law Advisor.
[3]
In this episode, we are starting a new series
[6]
in which we will tell you about entitlements to the
[9]
benefits of ESIC.
[11]
In this episode, we shall cover maternity benefits.
[13]
What is maternity benefit?
[15]
who all are eligible?
[16]
and finally how much is it?
[18]
All these points I will be telling you in this video today.
[21]
So, friends, my name is Mandeep
[23]
and you are watching Labour Law Advisor.
[25]
and by subscribing this you will get the benefit
[28]
of similar benefits in future from us.
[32]
[Intro Music]
[40]
So, first of all let's see what is Maternity benefit?
[44]
So, this maternity benefit is given to all those insured women
[48]
who take a leave from their work at the time of pregnancy.
[52]
So, under this you will get 100% of your wages
[56]
till the duration of maternity benefit from the ESIC department.
[63]
So, now let's see the insured women
[65]
that are eligible to take this benefit
[69]
So, first point to keep in mind is
[71]
that you have to do minimum 9 months of service
[74]
during which you must have paid the contribution of ESIC.
[78]
Second point to keep in mind is
[81]
that in the last two consecutive years,
[84]
there should be a cumulative 70 days ESIC contribution.
[87]
It means from April to September or October to March
[91]
these two terms combined should have a 70-day ESIC contribution.
[96]
only then you would be eligible for maternity benefits.
[99]
You can also check this eligibility online.
[105]
We will show this to you in this video.
[108]
Third question that arises is
[111]
how much maternity benefit that you can get?
[113]
So, there are some cases that will discuss one by one.
[117]
So, for knowing this you should know the meaning of one word
[120]
which is confinement. Confinement means
[123]
normal delivery resulting in the birth of a living child
[128]
doesn't matter when did it happen.
[129]
or after 26 weeks
[131]
you have a normal delivery resulting in the birth of a living child
[135]
or a miscarriage.but after 26 weeks.
[138]
This is called as confinement.
[140]
So, let's see how much maternity benefit would be available.
[144]
If you have had a normal delivery
[146]
or a miscarriage after 26 weeks.
[149]
In that case you will get the materinity benefit for full 26 weeks
[153]
and this has been implemented from last year's amendment.
[156]
Out of these 26 weeks you can even
[159]
take leave 8 weeks before the delivery
[163]
and then also you will continue to get this benefit
[165]
but keep in miind the total benefit cannot be more than 26 weeks.
[169]
Second case, if you adopted a child
[172]
The first condition in this case is
[173]
that the child should be legally adopted.
[178]
Secondly, the adopted baby should not be older than 3 months.
[183]
If these two conditions are fulfilled
[185]
then you will get a 12 month maternity benefit.
[189]
Third case is miscarriage.
[190]
Miscarriage means if your pregnancy has been terminated
[193]
before 26 weeks, then in that case
[195]
you will get a 6 week maternty benefit
[199]
Fourth case is sickness arising due to pregnancy.
[203]
Many a times, during pregancy or after pregnancy
[206]
you fall sick. In this case you will get a 4 week maternity benefit.
[212]
Fifth case is 'Death due to pregnancy.'
[215]
In this case, the maternity benefit of the insured woman
[220]
would be given to her nominee.
[222]
So, the benfit would be given to the nominee that you have selected.
[226]
One more thing to remember in this is
[229]
that it has benefit named 'Confinement Expenses'
[234]
which is given to you when
[235]
your delivery has happened in such a place
[238]
where proper medical facilities are not available under ESIC
[242]
to execute the delivery.
[244]
In that case you are given a lumpsum benefit of Rs 5000.
[249]
This benefit can be availed by the insured woman or
[252]
the husband whose wife's delivey
[255]
has happened in a place where
[256]
proper ESIC facilitated delivery options were not available
[262]
But friends, keep in mind this benefit can only be availed
[265]
only till two confinements
[267]
or it is available only for two deliveries
[269]
and won't be given for the third delivery.
[271]
This 26 weeks benefit
[272]
would be only available upto 2 surviving children.
[276]
If you have a third delivery,
[279]
then in that case you will get only 12 weeks benefit instead of 26.
[283]
here you should focus on the 'surviving' word.
[286]
If you had total 3 deliveries out of which one was a miscarriage
[290]
then also you will get 26 weeks benefit because
[293]
your surviving children are only 2.
[295]
Next topic is, if you want to claim the maternity benefit
[299]
then how can you claim it?
[301]
For this, there is 'Form 19'
[303]
that you have to fill,
[304]
go to your nearest ESIC dispensary
[307]
you will have a checkup there.
[309]
From there, you have to get the form submitted from there.
[313]
After this only you can get this maternity benefit.
[316]
The second case that I told, i.e. death case
[319]
where full benefit is given to the nominee.
[322]
For this the nominee has to fill 'Form 20.'
[325]
So, friends let's check
[327]
if you are eligible for maternity benefit or not.
[330]
How you can check it online at the ESIC portal?
[333]
For this you have to login
[335]
on your Employees' ESIC portal.
[337]
If you search 'ESIC Employee Login' on Google
[340]
then you will get this portal.
[342]
The first link would be 'esic.in/Employee Portallogin.'
[346]
After clicking on this link,
[348]
you have to enter your 'IP number' on 'User Name'
[352]
and enter 'Captcha' in Captcha field and click on login
[355]
After logging in the window that is important for you is
[359]
that is 'Entitlement to Benefit.'
[361]
You can see your common information above
[364]
and check your IP number here
[366]
and confirm it.
[367]
The link which is useful here is 'Entitlement to Benefit'
[370]
You have to click here and the page will update
[374]
with benefits that you are entitled for
[376]
depending on your contribution history
[377]
for claiming maternity benefit, as we had told earlier
[380]
your minimum service in the last period should be of 70 days.
[384]
As you can see for this IP here, the contribution
[388]
of both the periods is greater than 70 days
[390]
so it is showing 'yes' here for maternity benefit.
[394]
In the same way, all other benefits can also be checked
[397]
for eligibility
[398]
At the same time let us tell you about one more link
[401]
that you can also seed your Aadhar No. here at the bottom.
[404]
It is written as 'Update Aadhar Number.'
[405]
It is for those people who are going to the dispensary
[407]
and have a temporary card.
[410]
It is important for those to seed Aadhar card no.
[414]
So, on clicking on this Aadhar no. you can see
[417]
and update your Aadhar no. here.
[420]
and click on 'Save' and your Aadhar number will be saved.
[423]
So, friends if you liked this video
[426]
then you already know that you have to press the 'Like' button
[428]
otherwise, how would we know that you liked the video
[430]
and if you don't know then
[431]
how can we make more interesting videos in future?
[434]
So, press the like button in the video
[436]
and don't forget to Subscribe.
[438]
We will meet you in another new video.
[440]
[Outro Music]
Most Recent Videos:
You can go back to the homepage right here: Homepage