🔍
Bajaj Finserv Personal Loan Kaise Le | Instant Loan Online |Eligibility Documents Fee and charges - YouTube
Channel: unknown
[0]
Bajaj Finserv Personal Loan
[2]
How can you take a Personal loan of up to 25 lakhs with Bajaj Finserv
[6]
To be eligible for Bajaj Finserv's personal loan service
[10]
What documents should we have
[13]
And following which terms and conditions
[15]
We can be eligible to take a personal loan from Bajaj Finserv
[19]
Here the loan amount you get under personal loan
[23]
To refund that loan amount
[25]
How many months or how many years can be get
[30]
Why should we take a loan from Bajaj Finserv here
[32]
What are the benefits of taking a personal loan from Bajaj Finserv
[36]
And the most important talk
[38]
That many people say
[40]
That if you take a loan from Bajaj Finserv
[42]
So that you have to pay a very high interest rate
[45]
So in this video we will also know
[48]
That in personal loan of Bajaj Finserv
[50]
How much percent interest will we have to pay
[52]
And which extra charges on here
[54]
That means hidden charges have to be paid
[57]
So let's know
[58]
First of all, we know
[60]
what are the benefits of taking a personal loan from Bajaj Finserv.
[64]
Friends here which is the first benefits
[66]
It is here that if you want to take a personal loan from Bajaj Finserv
[70]
Then the personal loan amount from Bajaj Finserv
[72]
just within 24 hours
[74]
Will come to your bank account
[76]
That is, if you apply today
[78]
So today, you loan amount for personal loan
[81]
Can be paid to your bank account
[83]
Its entire process can be completed in just 24 hours.
[87]
The same as its second benefit
[89]
High Loan Amount
[91]
Here friends under personal loan
[93]
Maximum amount of 25 lakhs can be obtained
[96]
If you follow its Eligibility criteria
[100]
The same as its third benefit
[102]
Flexible Tenure
[103]
That is, friends here get time to pay back the loan amount
[107]
You are from 12 months to 60 months
[111]
You can select the month you want
[113]
So this is too much time, friends, to refund you the loan amount
[117]
Which is its fourth benefits
[119]
Online processing with Minimum Documentation
[122]
This means that you can apply this personal loan online from anywhere.
[126]
With very few documents
[128]
Its fifth benefit which is friends
[130]
No Hidden Charges
[132]
Here friends you in this personal loan
[134]
There is no extra charge or hidden charge
[138]
Whatever charges have to be paid are already told to you.
[142]
And this is the Six Benefit friends
[144]
Is if you apply for a loan
[146]
So in just 5 minutes your loan will be approved
[149]
And if there is no approval
[150]
Then within 5 minutes you will be told.
[153]
That you are not eligible for this loan
[155]
You can't get this loan
[157]
So this process completes in just 5 minutes
[160]
So these are the benefits of taking a personal loan from Bajaj Finserv
[164]
Now it comes to who can get this loan
[167]
Friends here if we talk about the eligibility criteria
[171]
First of all let me tell you
[173]
That only those people can get this loan
[175]
Who has any regular income source
[177]
That is, if that person does a job somewhere
[180]
If they get salary then they can take
[183]
If he is employed in a MNC Company
[185]
They can get this loan
[187]
If you work in a public sector or private sector company
[191]
Then you can get this loan
[193]
You can get a loan even if you are a self-employed
[197]
So many people can get this loan, friends
[200]
Talk about the other condition if
[202]
So second Condition is Age Limit
[204]
Friends from here if you want a loan
[206]
So you should have minimum 23 years and maximum 55 years
[211]
Third condition is here
[213]
Minimum Cibil Score
[214]
Here if you want to take a loan
[216]
So your CIBIL score should be at least 700
[219]
That is, your civil score should be between 700 to 900.
[224]
If your civil score is less than 700
[226]
Then you cannot get a personal loan here
[229]
And what is the fourth condition of it guys
[231]
It is that you must be an Indian resident
[234]
That means your Nationality should be Indian
[237]
Only then can you get a personal loan under Bajaj Finserv
[241]
Then you must have known friends
[242]
Who can get this loan?
[245]
Now it comes to know how to get this loan
[247]
Friends, you don't have to do much to take this loan
[250]
First you have to go to the description of this video
[253]
You will get a link
[255]
You have to click on it
[256]
As soon as you click on it
[258]
This webpage will open in front of you.
[261]
This friends is the official website of Bajaj Finserv.
[264]
Here friends, I have come in the section of personal loan
[267]
Here you have to slide the bottom and this page
[270]
Here you will get a personal loan from Bajaj Finserv
[273]
You will get all the information
[274]
You will find here what are its Features and Benefits
[278]
And as soon as you slide down
[280]
So slowly you will see all the information about it.
[284]
So this is about the personal loan of Bajaj Finserv
[286]
Almost all the information you can repent
[289]
So how do we apply for loan
[291]
Friends you don't have to do much to apply
[294]
What do you do Normally
[296]
See below here is a button of Apply Now
[299]
You have to click
[301]
As soon as you click it
[303]
A new webpage will open in front of you.
[305]
In this webpage you will find three columns
[308]
In the first column you have to fill your name.
[314]
Where you live in the second column
[316]
That is to fill your resident city
[321]
As soon as you write the name of the city
[323]
There will be some Suggestions at the bottom of it.
[326]
In which almost all the cities are given
[328]
You have to select your city from those Suggestions
[332]
Friends again in the third column
[334]
You have to fill your mobile number
[336]
So whatever your mobile number is, you have to fill it here.
[343]
After filling the mobile number
[344]
Here, the below terms and conditions are written as seen below.
[348]
And there hasn't been a box before that
[350]
If it is not already Tick
[353]
Then you have to click here and tick this box.
[356]
And then click on the Get Otp
[359]
As soon as you click on the Get Otp
[362]
What will happen then, whatever mobile number you have filed
[364]
A Otp will be sent on that mobile number
[366]
You have to fill that Otp here
[370]
So you see whatever Otp has gone on your Mobile No
[372]
You can fill it here
[375]
If Otp does not go to your Mobile No for some reason
[378]
What do you have to do then
[380]
See here is an option of Resend Otp
[383]
You have to click
[384]
As soon as you click
[386]
Then again another Otp will be sent to your number.
[390]
You can fill it use it here.
[393]
After filling the Otp you have to click on submit
[401]
Then a new page will open in front of you here
[404]
In which is seen above written
[406]
Hi Raushan
[407]
Let's get started with your Basic Information
[410]
Here you have to select Employment Type.
[413]
Then here are two options
[414]
First Salaried
[415]
& Second Self Employed
[416]
So if you are salaried, then select salaried.
[419]
If you are a self-employed, you can select a self-employed
[422]
Below that you have to fill a Date of Birth.
[424]
So whatever your Date of Birth is in Date of Birth
[426]
That right information has to be given to you here.
[431]
After filing Date of Birth
[433]
You have to fill your monthly salary here
[435]
So whatever your monthly salary is, you have to fill it here.
[444]
After filling the Monthly salary amount,
[446]
See here as soon as you fill
[448]
Then some columns will open at the bottom
[450]
In which you have to fill the PANCARD No in the first column.
[461]
In the column that follows, you
[463]
Exixting Monthly EMI
[465]
That is, if you already
[467]
Is anyone going on EMI
[468]
EMI of a loan or EMI of credit card is going on
[471]
So the amount that is there, you have to fill it here
[474]
So we don't have any kind of EMI already
[477]
So I give a fill 0 here
[479]
Under which company you also work
[482]
The Name of that company is also to be filled.
[488]
See as soon as you want to fill the name
[490]
So here again a lot of Suggestions come down
[493]
So in those Suggestions
[495]
You have to select your Company Name.
[498]
Then look in the subsequent column
[500]
You have to file a residence address
[507]
And in the last column
[509]
You have to fill the pincode of the residence address.
[516]
After filling the pincode
[517]
You have to click submit
[521]
Then see here something is being processed
[523]
Hi raushan
[523]
We are Redirecting you to the application form
[525]
Please help us with a few more details to generate your offer
[535]
See this information that I have just filled
[539]
He is looking at all the information here
[541]
Also here is a column blank of Residential Address 2.
[545]
So you have to fill it
[551]
And then you have to fill the personal mail here
[561]
After filling the mail, here is another column
[564]
Bank Name
[565]
So see you in front of it, an arrow is seen here
[568]
You have to click
[570]
Then there will be an option to select Bank Name
[573]
So any account in which you want to take a loan
[576]
You have to select that account
[579]
And again here is the last
[582]
Do you have an ongoing or closed Home loan?
[585]
Have you taken a home loan before
[587]
Or is there any Home Loan going on you
[589]
If someone is running a loan
[590]
Or if you have already taken it then you have to select Yes
[593]
If you have not taken home loan before today
[595]
Or No Home loan is going on
[597]
Then you have to select No
[599]
And then you have to click on the Get Offer
[608]
See this, some offers have come in front of us
[611]
Hi Raushan
[612]
A Pre-Approved Personal Loan Of Rs 40,00,000 is ready for you
[617]
How Much Would You like to Borrow
[619]
How much loan amount do you want to give?
[621]
I can take a loan of up to 4 lakhs in my name
[624]
So if I want to take a loan amount, I will Fill here
[628]
So like if I want to take 4 lakhs too
[630]
Want to take a total loan amount
[632]
So I will fill 4 Lakh here
[637]
Here is the select annual after filling
[639]
That is, this loan amount that you are taking now
[642]
When do you want to return
[644]
So here is the option of 24 months
[646]
36 months, 48 months and 60 months
[649]
I have told you earlier that
[650]
you have the option of 12 months to 60 months of repayment
[655]
So if I want to make a repayment in 48 months
[658]
So I will select 48 months here
[660]
So look here as you select
[662]
If 24 months will be selected
[664]
So how much EMI will you have to pay in 24 months
[667]
That is, how much money you have to pay
[669]
He'll show you here
[671]
If you will Pay in 36 months
[673]
Then see how much you have to pay.
[676]
So as time progresses
[678]
Your EMI Amount will decrease
[680]
Your EMI will be yours and the amount that will be seen by you
[684]
See here friends Rate of interest
[686]
If we talk about our interest
[687]
Here, how much interest will we have to pay for loan amount
[691]
So that is also told to you
[693]
See the rate of interest that is
[695]
It will cost you 15%
[698]
Same if you bring 24 months
[700]
Even then you will only get 15%
[702]
That is, take all the months you have
[704]
Your rate of interest is only 15%.
[707]
So how many months do you want to repayment
[711]
That month you have to select
[713]
So I want a 60 month EMI
[714]
I will select 60 months
[716]
And then see friends here
[719]
Fee and Charges
[720]
Extra Charges you include
[722]
It only takes you one charge
[723]
Processing Fees
[725]
See you guys here for 3.99%
[727]
You will get a loan amount for life too
[729]
That means you will get as much loan as you
[731]
You should take 4 lakhs, take 3 lakhs as much as you take
[733]
As much as also your approval
[735]
Here you have to pay processing fee of 3.99%
[740]
So friends after selecting these three
[742]
You have to click on Normally Apply Now
[748]
Click on Apply Now
[750]
Show here Submit your Employement Information
[753]
Information on where you work is to be filled here
[756]
As you see, The office Email-ID is to be filled.
[759]
In the first column
[760]
Wherever you work, in which company you also work
[763]
It is an office Email -ID
[766]
You have to fill it here
[768]
Everything you do in the second column
[770]
Select the post on which you work
[774]
In the third column you have to fill your highest qualification.
[777]
Where have you read till now
[779]
You have to select it here
[781]
In the fourth column, you have to select the institute.
[783]
From which institute have you studied
[786]
Current work experience in the fifth column
[789]
How many years of work experience do you have
[792]
You want to fill it in
[794]
Total Work Experience
[796]
What does your total work experience even say?
[799]
How old is he you have to fill here
[802]
And see it guys office Loaction Pincode
[804]
Where is your office
[806]
The pincode it comes in
[808]
That pincode you want to fill
[810]
Work Phone Number
[811]
A mobile number where you work
[813]
Or there must be an STD number
[815]
So you have to fill that phone number here
[818]
Then you here Office Address Line 1
[820]
You have to fill your office address
[824]
Address line 2, you have to fill this
[827]
And in the last column
[828]
Area in which your office comes
[830]
To fill that area
[854]
And after filling everything in the last
[856]
You have to click on Normally Submit.
[870]
So friends after submitting
[872]
See here on submit your employment information
[876]
Some information and filling is required
[878]
When you slide this page down
[880]
So see here some more options have come open
[883]
In which it is being told
[884]
For Faster Processing of your loan application
[887]
You use Secure Banking Integration Technology
[890]
This is saying friends
[891]
That if you want your loan amount to be processed fast
[894]
Then what do you have to do here
[896]
In which account your salary also comes
[898]
You have to be logged in here through NetBanking of that account.
[902]
Here in the first column
[904]
You have to select bank
[905]
Bank in which your salary comes
[907]
In the second column you will find the customer Id
[909]
And fill the pin in the third column
[911]
Then you might be thinking that this is not secure of friends
[914]
Your data may be leaked
[916]
There can be many things
[917]
There can be many things
[918]
So you can pay here
[919]
If you do not want to give, then there is also the option of skip
[922]
So you click on skip
[924]
A pop up will open again
[926]
In this also you will get the option of skip
[928]
Click on Skip
[930]
Then you will see another webpage open here
[932]
So you have to slide over
[935]
Written here Your Application has been sent to
[937]
our credit manager for approval
[940]
Friends, you were applying for personal loan at Bajaj Finserv
[944]
What is your application here
[946]
Personal loan
[947]
It has been sent to Bajaj Finserv's credit manager
[951]
Here the credit manager will check all your documents.
[954]
Whatever details you have given your PANCARD
[957]
Will check your Civil score on its basis
[959]
If you follow Bajaj Finserv's Credit Loan Criterra
[963]
Then your loan will be approved
[965]
And then after getting approval
[967]
Within a few hours you will get a call from Bajaj
[970]
Which will tell you that you can get a loan up to this amount
[974]
And you know how many loans you have applied for
[977]
So you have to match them both
[979]
Because what happens here is that many fraud calls are coming
[982]
So here you have to verify
[984]
That whatever man is calling you
[986]
Is he from bajaj or not
[989]
So friends here when you get a call
[991]
Then they will tell you that your loan has been approved
[993]
You can take a loan up to this amount
[995]
So what you have to do
[996]
That he will also accept some bank details from you
[998]
No ATM card or CVV number will be accepted
[1001]
Bank details will be accepted, you will have to give bank details
[1004]
And after that he will give you a personal Email
[1006]
Send some mail
[1008]
Through which you will find the customer portal of Bajaj Finserv
[1011]
Create User ID and Password
[1013]
So after creating user id and password
[1016]
You will be able to login on the login portal of Bajaj Finserv
[1019]
And you will be able to manage your loan
[1021]
So after that, friends, at the same time the loan is approved
[1025]
Then within 24 hours
[1027]
Your loan amount will come to your bank account
[1030]
And in this way you can take a personal loan from Bajaj Finserv
[1035]
So if you liked this video
[1037]
So you can like this video
[1039]
If you notice anything bad in this video
[1041]
So you can comment in the comment box of this video
[1043]
So that we can improve our upcoming videos
Most Recent Videos:
You can go back to the homepage right here: Homepage