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5 Facts You Must Know When Buying A Mobile Home | Purchasing a manufactured home - YouTube
Channel: Kristina Smallhorn
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so you're buying a mobile home for the
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first time you're gonna need to know
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these five things it's take a tip
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Tuesday hi my name is Christina small
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horn your real estate whisperer
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providing you the best real estate tips
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each week and this week we're gonna be
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talking about buying your first mobile
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home there's gonna be five things you
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need to consider so let's not keep you
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waiting any longer and let's head out to
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a mobile home to discuss those things so
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when you start on your mobile home
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search the first thing you're gonna want
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to know is how much you can afford so
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just like if you were buying a
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traditional home or a modular home
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you're gonna want to meet your the
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lender to know exactly how much you need
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to budget for so that way you stay
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within the price range it's very easy
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for you to get kind of starstruck with
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all the options they have when it comes
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to mobile homes with all the upgrades it
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can make your house seem like more of a
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home but you want to be careful so that
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way you can stay within that budget so
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always visit your lender first before
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you start your mobile home search when
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you're considering buying a mobile home
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you wanted to make the decision if you
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want to buy a pre-existing that's
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already been put in place or one that's
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brand new you're have to really kind of
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weigh out the pros and cons when it
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comes to these a lot of mobile homes
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when they've gotten older and age they
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mean and require a lot of maintenance
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make sure that when you do buy an
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existing mobile home that you do
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consider all the maintenance costs that
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need to be done to it to be repaired
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also you may want to consider if that
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older mobile home will continue to
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qualify for the home loans like VA and
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FHA the older it gets so put those all
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in perspective before you decide if you
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want to purchase a brand new mobile home
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or a pre-existing
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[Music]
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when you're shopping for mobile homes
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make sure you don't just take the first
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person you see there's going to be lots
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of different mobile home dealerships in
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the area so just go and visit several of
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them before you sign on the dotted line
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make sure you talk to family and friends
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and look for reviews online that way you
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can get you the best experience you can
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when you're working with these mobile
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home dealerships when you start your
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mobile home search it's going to be two
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different types of mobile homes they're
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going to be looking at one is going to
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be single wide and the other one's going
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to be double wide the difference of
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course is just like it sounds one is
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double the width of a single wide so
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when you have a single wide mobile home
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it tends to be more narrow and has less
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hallways it's a straight shot but with a
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double wide it's able to give you a lot
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more room to not allow for those types
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of hallways and extra rooms that give
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you a little bit more space
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[Music]
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when you're considering what kind of
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upgrades to get the best things to think
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of is the way that things are going to
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be resold so things like shingles and
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pitched routes wood flooring the type of
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siding you get the type of driveway you
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put in and water cut-offs are important
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upgrades that will add value later on
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when you do try to resell your mobile
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home
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[Music]
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so whether you're working with a
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dealership or working with a
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professional real estate agent do not be
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afraid to ask for negotiations to start
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you can negotiate with dealerships when
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it comes to asking for upgrades and when
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it's a pre-existing home you can always
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ask your real estate agent to negotiate
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the price down it doesn't matter but
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always work with a professional real
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estate agent when it comes to a
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pre-existing mobile home but with the
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dealerships you're kind of gonna be on
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your own when you're considering a
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mobile home there's other things you
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need to put in your budget as well
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you're going to need to find out how
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much your septic system is going to be
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when you put it down and you're gonna
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have to make sure that it's approved by
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your county or parish the other thing
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you need to consider especially if
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you're in a flood zone is how much your
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flood insurance is going to cost you see
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these things they're strapped down so if
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your house is in a storm they'll hold
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the house down to the ground so you want
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to consider that in your budget as well
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and one more thing is that if your home
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is in a flood zone do not put your
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air-conditioning unit the outside unit
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honest slab make sure you raise it up so
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no flood waters will flood your
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air-conditioning unit
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[Music]
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when you do your home search most times
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when people choose to buy your mobile
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home it's because of the cost-efficiency
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but sometimes if you look at your
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financials you'll find out that maybe
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you could actually afford a stick-built
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home and get it better interest rate
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make sure you talk to a reputable lender
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before you make the decision on what you
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want to do as far as buying a mobile
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home if you'd like to watch more videos
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about modular homes I did a video over
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here if you'd like to know the pros and
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cons are buying mobile homes I did a
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video a couple weeks ago right here if
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you'd like to subscribe make sure you
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hit the little circle and I hope to see
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you next week my name is Christina small
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horns your real estate whisperer and I
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tell you all this because you matter
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