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Bajaj Finance Personal Loan kaise le | Eligibility, Documents, Fee and Charges All Details in Hindi - YouTube
Channel: Unlocking Something
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What is Bajaj Finance or Finserv ?
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How can we get a loan from Bajaj Finance?
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What documents will be required for us to be eligible for Bajaj Finance Services?
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And what other terms and conditions have to follow
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And friends the most important things is that
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If we take loan from bajaj finance
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Then we have to pay many Hidden Charges
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Then in this video we also know that
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if we take loan from Bajaj Finance
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So, how many percent interest we will give
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and what hidden charges have to pay
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So let's know
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Unlocking Something
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So friends, we first talk about what is Bajaj Finance
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Bajaj Finance is a financial service company of Bajaj
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Under which the bajaj of his custmers
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Accourding to his Documents and Credit Score
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Give some money in the form of a loan
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And the customers want to keep their money for months
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According to him, he puts Interest on those loan money
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And the amount of money that gets total money with interest
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Those Money
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The number of days the customer wants to keep
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According to him, Money is divided into EMI or Installment
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Through which the loan taker
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Each month a small portion of your loan amount has to be paid to the company
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And in this process You Paid the Whole Amount of loan.
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And there is no pressure on it
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So, This is the total Processiser to take loan from bajaj
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So, Friends Now if we want to borrow from Bajaj Finance
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Then which Documets is need and
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what conition have to follow
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So the first condition that comes out here is this.
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If you want to take loan from Bajaj Finance
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then you must be 21 years to 58 years of age.
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And the second condition is that it is
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You want to take loan from Bajaj Finance, by whose name
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They Should have Job In any Place
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Whether it is a government job or a job in a MNCs or private company
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Means who have their salaries should come regularly in their Bank account
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As Income
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And the third condition is that you want to take a loan on Whose name of
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He / She Must Be Citizen Of India
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This is friends all three condition
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Now comes on the documents
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Here are four documents needed by MANLIER
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The first document that is KYC Documents
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KYC Documents contain your PAN card and Aadhaar card
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And the Second Documents Is that Employ ID Card
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If you do a job then wherever you work
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From that you should have received a card
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so that you will recognize who you are
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That is Employ ID Card
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The Employ Id Card is also very important here
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And the Third Documents is Salary Slip
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If You are doing job the you are getting salary
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And If you are getting Salary the you must know about salary Slip
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So here you will have to pay
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salaries slip for the last 2 months
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So now it comes to the Friends Fourth Documents
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Statement of Salary Account
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Statement of last 3 month
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In which your salary comes regularly
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Friends, these four documents are very important.
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So it is now that if you are eligible for loan from Bajaj Finance
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Then how you will get loan
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So here are two ways to take loan from Bajaj Finance
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The first Way is offline and the other way is online.
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So we talk first about Offline
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Friends, if you take loan Offline
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So you have to go to the office of Bajaj to take all these documents.
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There you will verify all your documents with Bajaj Finance
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And after that they will decide how much you can get a personal loan
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And as many amounts will be decided for you
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You can get it in your bank account within 24 hours.
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Means that you have the process of taking a total loan
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will be completed in 24 hours.
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So this is the friends process of offline
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The most important thing in which the city you live
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in must be the office of Bajaj Finance.
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Which is not available in many city
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So what does he do not have in the city?
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So first of all check that if you have an
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office of Bajaj Finance in your city
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So How do you Check
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To check, you have to go to any web browser
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and search there.
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Bajaj Finance Branch
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When you search, the first
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result will be that of the branch locator.
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Means Bajaj Finance Branch Locator
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So let's click on it's go to it's webpage
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As soon as you go to its webpage,
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you will see two options on it.
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First Select State and Second Select City
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So by clicking on the Select State, you can get any state
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You have to select your state
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After selecting, friends have second option, Select City
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So you will click on it as soon as
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So the state you selected
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In that state where there is an office of Bajaj Finance
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They will show the names of all City in that State
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If you have the name of your city then
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you can select it and get the address and number
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But if your city is not name is not available
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It means that there is no office of Bajaj Finance in your city
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Those who do not have office in their city,
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how they will take a loan.
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The Another way is for them
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Online Process
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But how do you take a loan from online
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There is nothing more to take online loan
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Normally in your smartphone by visiting Playstore
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To install the official application of Bajaj Finance
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So if you do not get
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an official application of Bajaj Finance on Playstore
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Then,You can checkout in our description box
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He will get you a link to the official application
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of Bajaj Finance
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From where can you install the application
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of Bajaj Finance
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After installing it is to open the application
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When you open, it will ask for 4 or 5 permissions,
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which is to be allowed.
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After Allowed, there will see two options
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The first option that will be the New Customer
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and the Second of the Exiting Customer
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You have to click on new custmer
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As soon as you go to a new customer,
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you will see two options again there.
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Salaried
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and Self Employed
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You have to click on Salaried
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As soon as you go to the salaried
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there will be a list of all the loans
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that you can get as much loan as you can
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Which will be the top of the personal loan
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The bottom of the personal loan will show you
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how much you can get from this loan.
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And in front of the same
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Will show how much time a loan can get
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Under which you will be showing 24 hours of
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time under the personal loan
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Within 24 hours,
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you can complete all the process of online
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and get a loan amount in your bank.
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And it will have two buttons again
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The first button will be Apply Now
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and the second button will be See Details
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If you still want to know some information
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about the Personal loan
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By clicking on the seat details
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You can learn everything about that loan
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And if you have to apply, then Apply Now
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we want to take personal loan,
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we will click on that button below the personal loan.
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As soon as we click on Apply Now,
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It will again get two options.
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First Salaried & Second Self Employed
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Then we have to click on Salaried again
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And as soon as we Click on the salaries,
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A Webpage will open in the same application.
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In which we have to fill some basic details
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Ex. Name
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Father's name
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Date of Birth
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Salary Amount
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Will all be filled
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So after filling all the information
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you will get a Next button in the last
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you have to ckick on that
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As soon as you click on it
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Then a webpage will open up again
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In which you have to fill in
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some information related to Job
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The first column in which of the work Email ID
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Let me tell you that work Email ID is not like your Email
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After @gmail.com
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Work Email Id if any company
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has a company name after @
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.com
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And if there is a website Work Email
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then the website is named and .com
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As we assume that the company name is the company
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Then After @Company.com is
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It's not like that @gmail.com
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So you have to know from your company
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what their work Email ID is
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And that's what you Fill there
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And in Second Column
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What is your posting in job?
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After that
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You are been single, Married or have been divorced,
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whatever is whatever you have to fill
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After that Column,
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the house you live in is in your house or it is your rent
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or you buy that house,
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whatever you have done, you have to Fill it.
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And the last is is friends
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You have to fill in your personal email.
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So that the company could talk to you
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And after that friends next button will come
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Again you have to click Next
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This time as soon as you click on the next,
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Then the information you have Filled behind
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She will show all the information
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And if there is a mistake in it
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then you can improve it by clicking on the back
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But if that's all right then you can click Confirm
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And as soon as you click Confirm,
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Your loan is applied.
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Friends will tell there that
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a representative of Bajaj Finance will call you after sometime
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And will take all the information from you
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Whatever you have filled up now
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And he will give you all the information
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about that Personal Loan
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After that if you have to take a loan
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then you can get Approval of Loan
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And after approval,
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you can also cash out the loan money
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in your bank account within 24 hours.
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So this is the matter of taking a loan
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Now it comes that if we take a loan,
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then we will have to give an interest of how much.
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Friends, if you take a personal loan from Bajaj Finance
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So you have to pay an interest rate of 12.99%
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Of full loan amount
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Yearly
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And if you take a loan,
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then how much time will you get for the loan repay
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Here you can get 12 months to 60 months For Repay loan
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You will get as much as you want
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