50 Lakhs PROFIT! 馃槺馃 | What are RSUs (STOCKS)? | Taxes on Stocks | Google Amazon Adobe Salesforce - YouTube

Channel: Nishant Chahar

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You must have heard that many companies provides stocks, short term capital gains, long term capital gains, etc etc
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Today I am going to explain you about all these things
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We will also see the rate at which these stocks are growing.
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What could be the value of the stocks if you would have joined any company 3-4 years ago
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I had already made a video on this topic, but I hadn't considered taxes at that time
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In today's video we will also include taxes. So let's get started
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Before starting the video, Merry Christmas to all
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Like this video. We are very close to 75k subs
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We will hit this milestone before 2022
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So hit that like button and subscribe to the channel
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Write "stocks op" in comments
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Now let's start the video
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First we will discuss all the basic terms
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1st one is RSUs
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RSU means restricted stock unit
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These are the stocks which we can sell after a certain time period
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This time period is known as vesting period
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For eg - let's suppose that a company gave you 100 stocks when you joined it
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And they tell you about the quantity of stocks which you can sell every year
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This is what RSUs mean
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You also understood the meaning of vesting period
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You have to pay the income tax on these stocks too
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They deduct 30% stocks from your account, so that you don't have to worry about tax later
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It really hurts though
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Next we have short term gains and long term gains
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These are applicable on capital gains like stocks, home, etc
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Capital gain means the tax on your profit from these things
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So you have to keep these terms in mind
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Now let's have a look at the value of all these components for 4-5 companies
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Before moving further, let me tell you about coding ninjas
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If you want to crack any company, then first you need to learn coding.
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So Coding ninjas is one of the largest coding educational platform in india
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20% off link is in the description
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If you want to buy any course, then you can avail the max discount of 20% by using the link given in the description
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The teachers here are graduates from Stanford, IIT
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They have worked in companies like Facebook and Amazon
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The course structure is really good. I myself took a DSA in cpp course in my 2nd year
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and my experience was really good
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You will encounter doubts while learning to code
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So you get 200+ hint videos in this course
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But still if your doubt is unresolved, then you also have one on one TA support
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20% off link is in the description, so now let's move further in the video
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First let's look at the value of Google's stock 4 years ago
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We also need to consider few things -
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1st- Value of rupee 4 years ago
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2nd - Value of stock 4 years ago
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We can calculate the number of stocks using this and then we will see their current value
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Let's check for 29 Dec 2017
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Value of one stock was -1053.40 USD
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Let's check the rupee value at that time
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You can see that it was 63.84 rupees
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First we will remove tax from this 50,000 and then see the number of stocks which we will get from the remaining amount
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This comes out to be 33.22
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which means that we will get 33 stocks of Google after deducting taxes
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Current value of one stock is 2938.33
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So current value of our all stocks is 77628.20
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Currently value of 1 dollar is 75.40
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So our final amount in rupees is - 73 lakh 61 thousand one hundred something something
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Now let's check the percentage gain
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This will come out to be 3.29
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So value of our stock has increased by 300%
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So your money is tripled even after deducting all the taxes
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Crazy
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You won't get this much profit in anything else
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Now we will check for Adobe
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Value of 1 stock of Adobe 4 years ago was - 175.24USD
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Now we will calculate the number of stocks which we would have got 89 stocks for 4 years
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After tax we will get 62 stocks
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Now we will see its current value
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This comes out to be 35,641USD
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and this comes out to be 27 lakh
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This gain is around 200-300%
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Now we will check for salesforce
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in 2017 value of one stock was - 102.23
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and you get 15 lakh stock here
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So you get stock worth 23490 USD
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After deduction of the tax, you will be left with 16447
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So you get around 160 stocks in total
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The current value of 160 stocks is 41k USD
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In rupees, it is 31 lakh rupees
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So your money is doubled after taxes
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Now let's check for Amazon
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I want to say that you won't get this type of 200-300% profit anywhere else
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This is crazy. If you are getting stocks of companies, then it is really good
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People keep craving for base salary. You can't get this much profit, even after investing base salary anywhere
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Now let's check the stock value for Amazon in 2017
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We would have got 9 stocks of Amazon at that time
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Now we will calculate its current value which is 32 thousand USD
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Which comes out to be 24 lakh in rupees
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So you got 250% profit here too
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So you must have understood that stocks value increase by 200-300% over time
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You won't have this much amount in your savings from your base pay
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You can calculate your short term calculate gain and long term calculate gain on this
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Thank you so much for watching this video. If you liked it, then hit that like button
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Subscribe to the channel if you haven't done yet
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We have to hit 75k before new year
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We are very close to it, so like this video and subscribe to the channel.
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Will see you in the next one. Till then, Bye.